Investing in your outdoor space shouldn’t mean draining your savings account. Legacy Landscaping offers landscaping financing in Reno, NV and throughout Northern Nevada through our partnership with Hearth, giving homeowners an easy way to fund hardscaping, paver, retaining wall, turf, and putting green projects with manageable monthly payments.
Get Approved for Landscaping Financing in Minutes
Hearth financing for landscaping lets you move forward on your project now instead of waiting years to save up. Homeowners across Reno, Sparks, Dayton, Minden, Gardnerville, Fernley, and the Lake Tahoe communities of Zephyr Cove, Glenbrook, and Incline Village can get approved for Northern Nevada landscaping loans in minutes, often without impacting their credit score just to check their rate. Qualifying applicants may also be eligible for 0% APR landscaping financing through select Hearth loan offers, making it possible to complete your project with no added interest cost.
How Hearth Financing Works
Applying is simple and happens entirely online. After submitting a short application through the form on this page, Hearth matches you with multiple loan offers based on your credit profile, so you can compare rates, terms, and monthly payment plans for landscaping and choose the one that fits your budget. Once approved, funds are typically available quickly, allowing our team to schedule your project without delay. There’s no obligation to accept an offer, and checking your rate won’t affect your credit.
Financing Form
What You Can Finance
Financing through Hearth can be applied to any of the hardscaping and outdoor living services we offer in Carson City, Reno, and the surrounding area, making it easier to say yes to the project you’ve been putting off.
Hardscaping
Hardscaping financing spreads the cost of your custom hardscape design into predictable monthly payments. This is one of our most popular financed services among homeowners looking for Carson City landscape financing who want a durable, low-maintenance outdoor living space without paying the full cost upfront.
Paver Installation
Paver installation financing makes it easy to fund a new patio, walkway, or driveway without the large one-time expense. Pavers add lasting curb appeal and functional outdoor living space, and financing lets you spread the investment into manageable monthly payments.
Retaining Walls
Retaining walls add structure, usable space, and erosion control to sloped properties, common throughout Northern Nevada’s foothill communities. Because these projects often involve engineering and material costs that add up quickly, retaining wall financing is a practical way to get the wall your property needs now while paying over time.
Turf Installation
Turf installation financing makes it possible to install a low-water, low-maintenance lawn without a large upfront cost. This is a smart long-term investment for homeowners in areas like Dayton, Fernley, and the Lake Tahoe basin who want a yard that looks great year-round, funded through easy monthly payments.
Putting Greens
Putting green financing lets you bring a backyard putting green to life on a budget that works for you. Whether you’re an avid golfer or just want a unique outdoor amenity, financing turns this upgrade into an affordable monthly payment instead of a large lump sum.
Financing FAQs
Does Legacy Landscaping offer financing for landscaping projects?
Yes. Legacy Landscaping partners with Hearth Financing to offer flexible payment plans for hardscaping, paver, retaining wall, turf installation, and putting green projects. Instead of paying the full project cost upfront, you can spread your investment into manageable monthly payments and start your project sooner.
What is Hearth Financing?
Hearth is a third-party home improvement lender that connects homeowners with multiple loan offers from its network of lending partners. The application process happens entirely online and typically takes just a few minutes, after which you’ll receive several financing options to compare based on your credit profile.
What credit score do I need to qualify for landscaping financing?
Hearth works with a range of credit profiles, so there’s no single minimum score required to apply. Applicants typically receive multiple loan offers with different rates and terms, allowing homeowners with varying credit histories to find an option that fits their budget.
Can I finance a paver patio or retaining wall project?
Yes. Hearth Financing can be applied toward hardscaping, paver installation, and retaining wall projects completed by Legacy Landscaping. You can also use financing for turf installation and putting green projects, so nearly any outdoor upgrade we offer can be paid for over time.
Does Legacy Landscaping offer 0% APR financing?
Qualifying applicants may be eligible for 0% APR promotional offers through Hearth, in addition to standard fixed-rate loan terms. Because offers vary based on credit profile and current promotions, we recommend applying through the form on this page to see the specific rates available to you.
Will applying for financing affect my credit score?
Checking your rate through Hearth typically uses a soft credit inquiry, which does not impact your credit score. A hard credit check only occurs if you choose to move forward and formally accept a loan offer.
How long are the repayment terms for Hearth Financing?
Repayment terms vary depending on the loan offer you select, with options generally ranging from a few months to several years. Longer terms lower your monthly payment, while shorter terms reduce the total interest paid over the life of the loan, so you can choose the structure that best fits your budget.
How do I apply for financing with Legacy Landscaping?
You can apply directly through the financing form on this page, which takes just a few minutes to complete. Once submitted, Hearth will present you with available loan offers, and our team is also happy to walk you through the process if you have questions or prefer to apply over the phone.
